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Information for clients September 7, 2016

Beginning the Home Buying Process

Begin – The home buying process


Organization is the key to finding the home you want while spending the least amount of time and energy.


Step One – Find out how much house you can afford before you go house hunting.  A loan officer is a critical partner in helping you understand your budget options as well as the process of obtaining a home loan.


Step Two – Make a list of everything you want in a home.  If there are two or more of you making the final decision, make separate lists to begin with.  Then discuss the lists and agree on your top three priorities.  Everything else becomes a secondary priority.


Step Three – Search on line and share your results with your selected Real Estate Agent.  Look at homes with your Real Estate Agent.  Keep good notes as after a while it can become difficult to determine which features belonged to which house.


Step Four – Once you have identified the house your want, work with your agent to review comparable sold properties to determine your offer price and terms.  Write the offer!


Now you have found your home, but there is much more ahead before you can move in.